What Is Card Portfolio?
- Card portfolio refers to a collection of consumer credit card receivables held by a financial institution.
- In the mentioned article, Bank One Corp. purchased Wachovia Corp.'s $7.5 billion card portfolio, which includes 2.6 million active customer accounts.
- This acquisition encompasses both the primary portfolio of $6.2 billion in receivables from non-Wachovia customers and a $1.3 billion agent bank portfolio for branded credit cards offered to retail customers.
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card portfolioとは何？
次の経済記事「Bank One buys Wachovia's consumer credit card portfolio」に出てくる、card portfolioとは何でしょうか？ Chicago-based Bank One Corp. has completed the purchase of Wachovia Corp.'s $7.5 billion portfolio of consumer credit card receivables. The portfolio includes 2.6 million active customer accounts. Terms of the agreement weren't disclosed. The purchase includes the primary portfolio of $6.2 billion in receivables of card holders that are not Wachovia customers. It also includes a $1.3 billion agent bank portfolio under which Wachovia will offer its branded credit cards to retail customers. Servicing will be provided by Bank One's subsidiary, First USA.
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質問者が選んだベストアンサー
最初の文は「Bank Oneは、消費者クレジットカード受取債券が75億ドルのWachovia Corpポートフォリオ（所有有価証券とか投資資産とか、要するに金融資産で、最近はポートフォリオそのまま使いますよね）の買収を完了した。」 ということですから、「カード取引明細」というレベルではなく、企業の資産のことで、ここでは信用カード債券です。Wachovia Corpがクレジットカードの債券を有しているわけです。「カード取引明細」では次の文章の「このポートフォリオは260万の活動消費者勘定を含む。」の意味が不明になりませんか？
その他の回答 (1)
- Singollo
- ベストアンサー率28% (834/2935)
『カード取引明細』かな
お礼
回答ありがとうございます。 実は、私も初め「取引明細」に関するデータのことか？と思いました。
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回答ありがとうございます。 ご指摘の通り、「クレジットカード債券」というものを指すようですね。 いろいろ調べてみましたが、米国ではなんでもかんでも債券化して取り引きしているそうで、「映画興行権」「有名人」「バーの経営権」「著作権」までも債券化されているそうです。ヘンなの。