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日本語訳をお願いします。

1 Considering Chief is in several tons of metal armor, I don’t think the swimming option is really all that viable. 2 I am a small business owner that has 5 employees. I was on par to provide health insurance but the premiums have skyrocketed and now I have to tell my employees we cannot offer health benefits. How can these young families gain any health benefits? Have the rates for personal health insurance dropped? Is there a way to help employees fund their own personal policies? I have over a hundred subcontractors and have to be careful that they have supplied all their paperwork stating they are independent contractors, otherwise the gov has said they will be treated as employees. Who knows if they will try and charge owners $750 per subcontractor if the owner isn’t following every letter of the law? よろしくお願いいたします。

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1. チーフが数トンの金属製の鎧を着ていることを考えると、私は、水泳を選択することが本当にそんなに現実的ではないと思います。 2. 私は、5人の従業員がいる中小企業のオーナーです。私は他の企業並みに(従業員に)健康保険を提供してきたのですが、保険料が急上昇しました、それで、今では、私は我が社が医療補助を提供することができないと従業員に言わざるをえません。どのようにすれば、これらの若い家族が、医療補助を得ることができるでしょうか?個人の健康保険加入率は、下がりましたか? 従業員が、彼ら自身の個人の保険契約に保険料を払うのを援助する方法がありますか?私には100人以上の下請けがいて、独立契約者であると述べるすべての文書業務を、彼らが整えるように注意しなければなりません、さもなければ、役所は、彼らが従業員として扱われると言いました。事業主が、法律の一字一句に従わなければ、彼らが、下請け一人あたりにつき750ドルを事業主に請求しようとするどうか、誰にも分かりません。

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