BATICの問題についての疑問

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このQ&Aのポイント
  • BATICの問題集に出題されていた問題の解答がなぜそうなるのか腑に落ちません。
  • ABC Companyが銀行から12,000ドルを借り、年利9％で借り入れをする場合、1年間にどのくらいの利息費用を報告すべきですか？
  • 解答は363ドルですが、なぜ3ドルの端数が出てくるのでしょうか？
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BATICの問題についての疑問

こんにちわ。BATICの問題集に出題されていた問題の解答がなぜそうなるのか腑に落ちません。問題と解答は以下の通りです： 問題）ABC Company,a calender-year company,borrowed $12,000 from a bank on September 1.It will pay 9%interest annually on Aug 31 and repay the principal in three years.What amount of interest espense should ABC Company report for the first year? Assume that 1 year=360 days. 解答）$363 普通に考えれば３６０＄ではないのかな？と思ったりしてるんですが、３＄の端数はなぜ出てくるのでしょうか？

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  • kz373
  • ベストアンサー率38% (5/13)
回答No.1

私は英語力がないのですが 「$12,000を年９％で借入れて初年度の利息はいくらか？」 という問題だと思いますので 9月1日に借入れたので年末までで121日となり 12,000×９％×121日/360日＝363 ではないのでしょうか？ 違ってたらごめんなさい。

marikodesuka
質問者

補足

回答ありがとうございます。 でも、９，１０、１１、１２月の日数を足していくと１２１日ではなくて１２２日になりませんか？もｓｈかして９月１日は含めないのかな…？解説がきちんとついてない本なので、えらく深みにはまってしまいます…

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